salary-tax-calculator
Calculate take-home pay after taxes. See federal and state tax estimates.
Formula
Federal Tax = Calculate using tax brackets | State Tax = Salary × State Tax Rate
Frequently Asked Questions
What is an effective tax rate?
The effective tax rate is the percentage of your total income that goes to taxes. It is calculated as (Total Tax ÷ Gross Income) × 100%. It is lower than your marginal tax rate because the U.S. uses a progressive tax system.
Which states have no income tax?
As of 2026, nine states have no personal income tax: Alaska, Florida, Nevada, South Dakota, Tennessee, Texas, Washington, Wyoming, and New Hampshire (interest and dividends only).
What is a tax bracket?
A tax bracket is a range of income taxed at a specific rate. The U.S. uses a progressive system where higher portions of income are taxed at higher rates. Your marginal tax rate is the rate on your last dollar earned, while your effective rate is your average rate across all income.